Understand Unlock

Understand01 / 06

The proposition

Unlock

Decision support for investors who still have to join the whole financial picture together.

Assets, information and professional conversations may sit in different places. The important decisions still affect one connected position.

See the problem
The problem02 / 06

One position, many fragments

The position is connected. The information is not.

A decision about income, risk or a new investment can affect liquidity, concentration, tax and what remains later.

Most tools show only one account, product or calculation at a time. Unlock is designed around the investor's connected question.

The method03 / 06

How Unlock works

Start with the picture. Follow the question.

  1. Bring the relevant assets, ownership, source and freshness into one view.
  2. Choose the question that matters now.
  3. Connect the relevant evidence, assumptions and consequences.
  4. Keep missing information and uncertainty visible.
  5. Preserve the next useful question or action.

Unlock provides decision support. It does not prescribe a product, place a trade or replace professional advice.

The demonstration04 / 06

A prepared journey

One investor. One question. One connected journey.

Using fictional information, Tom will take one question from the investor's recorded position through evidence or modelling to the limitations and next step.

The purpose is not to tour every feature. It is to show how a consequential question becomes clearer while the investor remains in control.

The demonstration uses fictional information.

The result05 / 06

What makes it useful

Not just an answer. A traceable answer.

  • The investor's context stays attached.
  • Sources and assumptions remain visible.
  • Estimates are identified as estimates.
  • Evidence gaps become questions, not invented certainty.
  • The result can support the next personal or professional conversation.
Your demonstration06 / 06

Choose only when needed

What would you most like to understand?

If you and Tom already agreed the question, that will be the starting point. Otherwise, choose the current demonstration route most relevant to you.

Each route uses fictional information. You do not need to send personal documents.

Choose your question

Choose

What would you most like to understand?

Unlock starts with the financial question that matters, then brings the relevant parts of the position, evidence and assumptions into the same conversation.

Choose one question for the demonstration. We use fictional information, so you do not need to send personal documents.

01Can my assets support the income I want?

Explore how pensions, investments, cash, timing and assumptions can be viewed together when turning accumulated wealth into income.

In the prepared demonstration: we show the financial picture, an income question, a retirement comparison, the assumptions that matter and what remains unresolved.

Boundary: a planning exploration with assumptions, not a personal recommendation.

02How might my wealth behave in a market shock?

Explore how the recorded mix responds to a selected historical or illustrative shock, what carries the largest exposure and where coverage is incomplete.

In the prepared demonstration: we show the selected concern, the holdings affected, the modelled impact, the evidence boundary and the questions the result creates.

Boundary: historical or illustrative stress exploration, not a prediction or guarantee.

03What could a higher-risk, tax-advantaged investment mean in context?

Context-dependent route

Explore the proposed amount, holding period, liquidity and concentration alongside the wider fictional position. Any tax treatment depends on individual circumstances and current rules.

In the prepared demonstration: we show an illustrative fictional EIS portfolio and its sensitivities.

Boundary: not a forecast, recommendation, suitability assessment or tax calculation.

04What does the evidence actually say about this investment opportunity?

Separate what a company says from attributable evidence, missing evidence and the questions an investor may still need answered.

In the prepared demonstration: we use a fictional company to compare claims and sources, prepare questions and reassess a prepared response.

Boundary: Unlock does not approve, rate or recommend the company.